Not every employee at a start-up has to be the perfect mixture of a risk tolerant personality balancing fear with an eye towards success. In fact, it can be very helpful to include a handful of risk-averse employees in your venture. This is particularly true in areas such as finance, accounting and legal. It may help to have overly cautious employees in areas where caution is mandated. If these departments are staffed by individuals with a proclivity for risky behavior, it may put the entire venture in jeopardy.
Try This: Actively seek out risk-averse employees and try to convince them of joining your venture. This will be a good barometer of the strength of your idea. If you can convince risk averse employees that your idea has significant merit, customers and investors should also be willing to jump on board.